About CM Advisers

CM Advisers (CMA) Pte. Ltd. is a 100% subsidiary of SESAMi (Holding) Pte Ltd. We have been a MAS regulated, CMS licensed operator since March 2017.

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Investment Products

Secured Term Loans

Unsecured Term Loans

Purchase Order Financing

Investment Products

Returns

Tenure

Low Commission Fees

Our alternative credit instruments have interest rates which start from 7% and go as high as 20% per annum, with the average returns ranging around 9 – 12%

Typical tenor of most transactions are 12 months or less. Transactions that do not have security have short tenors of 3 months or less and are likely to involve purchase order financing

CM Advisers typically charges its users between 10 - 20% commission on interest rate, with the vast majority of the deals being done at 10%

0%

Default Rate 

(As of End Dec 2019)

13.77%

Rate of Returns

(Weighted average as of End Dec 19)

 

Why Invest

Alternative Credit Products offer a diversification to an investment portfolio. There is less mark - to - market volatility. Even within the credit universe, there are lower correlation with high yield fixed income instruments. Given that there are pledged securities for most of the corporate loans in CM Advisers, higher recovery of principal is achievable in a default scenario. CM Advisers will almost always seek personal guarantees in the transactions and seek to enforce them in a default

User On Boarding

As CM Advisers is CMS licensed entity, each user must be an Accredited Investor. An Accredited Investor is defined by the MAS under the Securities and Future’s Act as:

Accredited Investor (Individual)

1. Net Personal Assets exceeding S$2 million (of its equivalent in a foreign current) OR

2. Financial Assets (Net of any related liabilities) exceed S$1 million in value (or its equivalent in a foreign currency) OR

3. Income in the preceding 12 months is not less than S$300,000 (or its equivalent in a foreign currency)

Accredited Investor (Corporation)

A corporation with net assets exceeding S$10 million in value (or its equivalent in a foreign currency) as determined by:

1. The most recent audited balance - sheet of the corporation OR

2. A balance - sheet of the corporation certified by the corporation as giving a true and fair view of the statement and affairs of the corporation

 

Credit Process

High Focus on the Credit Approval Process and Investor Transparency​

Dataroom Function

CM Advisers also offers a full data room post signing of a Non-Disclosure Agreement, which provides investors with a suite of due diligence documents which can include:

  • Financial statements of borrowing entity

  • ACRA / BizFiles for Corporate Borrowing entity as well as for Personal Guarantee for each respective facility and more

Vast Credit Expertise

Our credit team along with our 2 directors at CMA have a vast credit and underwriting experience with more than 10+ years of experience in the alternative credit space

 

Contact Us

Request for a Call - Back

If you wish to find out more about our transactions and what we do at CM Advisers, feel free to reach out to us or follow us on Linkedin

Address: 70B Tras Street, Singapore 079009

T. (+65) 8297 1427

Email: clement@capital-match.com 

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©2020 by CM Advisers Pte Ltd